The Ministry of Housing offers a variety of programs that provide the colombian people the opportunity to get your own home, you are directed to different types of people, learn how to get them:
According to the report of the Ministry of Housing, in the first half of 2021, 41.706 families became owners, with support for the purchase of new housing by the Government.
Despite the effects generated by the third peak of the pandemic, and the disruption of public order, 2021 aims to be one of the best years in sales of housing, taking into account the incentives of the National Government.
Of the more than 41,000 subsidies during the first six months of 2021, 28.394 have been granted for the purchase of housing of social interest and 13.312 subsidies for acquisition of property is Not VIS.
Jonathan Malagón, minister of Housing, City and Territory, mentioned that "today more than ever we are confirming that the home is the most valuable asset of the families in colombia, and the National Government is contributing in a major way for thousands of homes you can realize the dream of homeownership and are on your roof, the best guard in these times of pandemic. We will not stop working even for an instant, for further consolidation of Colombia as a country of owners”.
“Of this number, 85.594 subsidies have been received by households earning up to two minimum wages, that is to say, about 60% of beneficiaries are families that earn less than $1.8 million. This says a lot about the profile of colombians who are receiving subsidies in the country, and are precisely the less-privileged families who need the helping hand of the state to fulfill their dreams to which we are coming,” said Carlos Ruiz, deputy minister of Housing.
The Ministry of Housing offers a variety of programs that provide the colombian people the opportunity to get your own home, you are directed to different types of people, learn how to get them:
My House Already
It is the National Government program that facilitates the acquisition of a new home in the urban area of any municipality in the country through a grant family housing and/or coverage to the interest rate.
Is aimed at households with total income under $7.268.208 (8 SMMLV). The program works on demand, until exhausted quotas.
The home must identify a social housing that does not exceed 135 SMMLV ($122.651.010) and up to 150 SMMLV ($136.278.900)for agglomerations of more than 1 million inhabitants, then approach to the establishment of credit of your choice or the National Fund of the Savings to apply for a mortgage and/or lease housing with subsidy My House Already.
The credit institution validates the conditions of the home and the value of the dwelling, in order to access the grant family apartment My Home Already.
For more information: http://micasaya.minvivienda.gov.co/
Subsidized Housing Is Not Vis
Make the dream of homeownership to 200 thousand families, it is the goal of the government of President Ivan Duque with the grant program, launched in the midst of the Pandemic, and that aims to provide this number of aid number between 2020 -2022.
Of these 200 thousand subsidies, 100 thousand are for families earning up to 4 minimum wages interested in buying social housing. The other 100 thousand are for households of any income level who want a home Not VIS, whose price does not exceed 500 times the minimum wage.
The beneficiaries of the subsidies is Not VIS will receive monthly close of $454 thousand during the first 7 years of credit, which equates to a total grant of more than $38 million so that more families can realize the dream of home ownership. After this important announcement, there were several questions that the Minister of Housing, Jonathan Malagón, responds to the colombians.
For more information: https://www.minvivienda.gov.co/viceministerio-de-vivienda/suenoscumplidos
Grant Concurrent
The grant concurrent is the integration of aid for the purchase of housing of the program My House Already and the benefits provided by the Family Compensation funds to households that earn up to 2 SMMLV, that is to say, $ 1.656.232 weights.
For the year 2020 it is allowed access to two subsidies, leaving them as income, an increase of 20 times the minimum wage, receiving a total of 50 times the minimum wage (45000.000).
Households interested in this benefit must sign up to My House with the same members of the household that applied for the grant of the Compensation fund.
Note that the subsidy of the Family Compensation funds may be exhausted, that is why it is best to check with the entity with the availability of quotas and time of assignment. If there is no availability of subsidies in the Case, the parties concerned may apply to the grant of My House Already through any financial institution.
Young Owners
It is a program with 3 lines of action that will have favorable conditions for access to mortgage credit through the National Fund of the Savings (FNA), with a preferred rate from 6.8 %. In addition, in order to finance up to 90% of the value of the home. On the other hand, the National Government will toggle through guarantees 100% subsidized during the first 7 years for young people whose income is less than 2 minimum wages. Finally, we will provide accompaniment throughout the process, in alliance with Colombia Young, through a channel of personalized care.
According to the Government, the fee will depend on the value of the housing and credit to finance. For example, for a home of $100 million, a young man who gets access to a mortgage loan to a prime rate of 6.8 % and a term of 20 years, who also go to the program My House Already and receive 50 SMMLV grant to the initial fee and a coverage of 4 percentage points, would pay a monthly fee lower than 320 thousand pesos.
For more information: https://www.minvivienda.gov.co/abece-jovenes-propietarios
House Worthy Worthy Life
“Decent house, Decent Life” is an initiative of the Government of president Iván Duque to improve the quality of life of colombians through the improvement of their homes and the environment of the same. This program articulates three entities: The Ministry of Housing, City and Territory (MVCT), the Ministry of Agriculture and Rural Development (MADR), and Prosperity Social (PS).
This initiative seeks to intervene human settlements through three lines of action: (1) the improvement of the conditions of the environment and the construction of social facilities and works of urban planning, (2) the degree of the housing, and (3) the improvement of the interior of the housing, including the construction of bathrooms, kitchens, floors, structures, among others. One of the virtues of this program is that it fits the particular needs of each home.
Source: laopinion.com.co
